About Me

After college I found myself having to pay back $20,000 in federal student loan debt. This gave me a reality check and forced me to think about what my goals in life were and that included being debt free. I wrote out a financial plan and was able to pay off my debt in 1 year making $17/hr. It took hard work and determination to do so. That was 3 years ago. I am still free of debt, have 6 months worth of expenses saved in an emergency fund, and am saving for retirement. I write this in order to let people know that with hard work and focus its possible to experience a life free of the burden of debt and to be able to create a plan for a financially successful future.